Home Values Rising At The Fastest Pace In 32 Years

Home Values Rising At The Fastest Pace In 32 Years

The latest set of figures from CoreLogic has confirmed what most homebuyers already know, which is that house prices are rising at a record pace. In March, house prices increased in value by 2.8% across Australia, which is the fastest rate we’ve seen since October 1988. Spurred on by record-low interest rates and a host…

Property Prices Rise As Markets Favour Sellers

Property Prices Rise As Markets Favour Sellers

Property prices across the country are continuing to rise thanks to a combination of low interest rates and low supply, and in the process creating a tricky environment for buyers. According to the latest data from CoreLogic, house prices rose nationally by 2.1% in February, marking the biggest one-month gain since 2003. Notably, both Sydney…

House Prices To Continue Rising in 2021
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House Prices To Continue Rising in 2021

When COVID was beginning to unfold across Australia and the world in the early part of 2020, property experts and media pundits began to predict sharp falls in house prices. The Commonwealth Bank forecast a potential 32 per cent house price crash with the other major banks also believing we would see similar drops over…

The Perfect Storm for Borrowers and Property Investors
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The Perfect Storm for Borrowers and Property Investors

It appears as though the Government and the RBA are pulling out all stops in a bid to get people to borrow, invest and spend money to stimulate the economy and create employment. The latest decision by the RBA to slash interest rates to a record low 0.1 per cent and embark on a range of QE…

Aussie Expat Finance Workshop ~ Pick a Melbourne Cup Winner!
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Aussie Expat Finance Workshop ~ Pick a Melbourne Cup Winner!

Some of the topics covered today included:
– Structuring your #Mortgage to your advantage
– Benefits of Negative Gearing for Expats
– How to position yourself for Capital Gains Tax in the future
– Navigating the difficult Bank lending environment
– Refinancing your mortgage using accumulated lazy home equity
– Buying new investment property off the plan with a small deposit
– Winning strategies to build your property portfolio
– How to legally reduce your #Australian tax liability

House Prices Continue to Defy the Critics
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House Prices Continue to Defy the Critics

The latest house price data from CoreLogic has been released and it’s showing what many in the real estate industry have known for some time, that house prices are starting to climb in six out of eight of our capital cities and across many non-metro markets. Earlier in the year, when COVID was just starting…

Moving From Responsible to Sensible & Responsible Lending
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Moving From Responsible to Sensible & Responsible Lending

On Friday, the Federal Government announced the biggest change to lending standards we’ve seen since the GFC and it could make finance a lot easier to obtain for property investors. Treasurer Josh Frydenberg is poised to put some of the responsibility back on the borrower and away from the lender in a move that aims…

It’s Not All Doom and Gloom for Property Markets
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It’s Not All Doom and Gloom for Property Markets

Despite the ongoing media speculation about large 30% plus falls in house prices, there are still plenty of strong residential property markets across the country. Of the nation’s 15 market jurisdictions (8 capital cities and 7 regional markets), 11 have house prices higher than they were at the start of the year Interestingly, some of the…

The Property Price Surge Continues but the RBA are Watching
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The Property Price Surge Continues but the RBA are Watching

Property prices have started the year in the same fashion they ended 2019, but the RBA is starting to take note. The latest data from CoreLogic has shown that over the January period, house prices in both Melbourne and Sydney have continued to push higher and there appear to be more increases in store for…

Tax Changes Hit Expats Main Residence CGT Exemption
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Tax Changes Hit Expats Main Residence CGT Exemption

I have always struggled to comprehend how this legislation is going to actually reduce the pressure on housing affordability as the ultimate outcome will probably be that fewer homes will be listed for sale as owners choose not to sell their main residence to avoid incurring any capital gains tax as a result of a…

As Property Prices Rise Can Sellers Meet Buyer Demand?
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As Property Prices Rise Can Sellers Meet Buyer Demand?

2019 has started to look like a tale of two halves. In the early part of the year, property pundits were doom and gloom as the political and regulatory fallout from the most recent housing boom weighed heavily on market sentiment. APRA had been hard on lenders and that was keeping borrowers under wraps. At…

Will Brisbane Be the Big Winner from the Sydney Boom?
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Will Brisbane Be the Big Winner from the Sydney Boom?

When asked most people would consider Sydney to be a far stronger economy than Brisbane, with far higher wages. Sydney is a global city by most measures, not dissimilar to the likes of New York or London. Sydney is one of the economic powerhouses of Australia and along with Melbourne is growing at a rapid…

The Spring Selling Season is Getting Set to Heat Up
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The Spring Selling Season is Getting Set to Heat Up

The early indicators are starting to look good for property prices as buyers are starting to show their hands ahead of the Spring selling season. Across the board, the indicators are starting to suggest that the recent weakness in property markets in many states is starting to scream opportunity for savvy buyers. The most obvious…

The Pro’s and Con’s of AirBnB in Australia
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The Pro’s and Con’s of AirBnB in Australia

The share economy has changed the way many of us operate from how we get around (Uber), to how we get our food delivered (Deliveroo) and even where we choose to stay when we travel (AirBnB). For investment purposes, using a platform like AirBnB can also be an excellent way to boost the yield on…

Green Shoots Are Starting to Appear for Property Prices
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Green Shoots Are Starting to Appear for Property Prices

Property markets in both Sydney and Melbourne are showing the early stages of prices stabilising with the first signs of growth since the market peaked in 2017. Australia’s property market has been reinvigorated by a host of regulatory and monetary policy moves in recent times that have led to a huge lift in confidence. The…

Will Immigration Cuts Impact Property Prices?
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Will Immigration Cuts Impact Property Prices?

There is little doubt that much of Australia’s economic success has been built on the back of a very open policy towards immigration. Last year, 163,000 permanent migrants were granted places all across the country, in what was hotting up as a key election issue only weeks ago. Population growth is clearly a controversial topic…

How To Get The Best Tax Benefits When Renovating Your Investment Property
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How To Get The Best Tax Benefits When Renovating Your Investment Property

Properties, like most things, gradually deteriorate over time. This means that after a certain period, your property will require a renovation instead of a repair. If you’re the owner of an investment property, this won’t feel like a win-win situation. After all, a significant renovation means you have to put in time and money and…

What To Know Before Starting To Invest In Real Estate

What To Know Before Starting To Invest In Real Estate

When we hear the words ‘investing’ and ‘real estate’, a trigger goes off in our minds, and we immediately think of dollar signs and how much money we’ll make from it. Before you jump into this long-term relationship, you should realise that your success depends heavily on your finances and factors that could impact it….

What To Expect From The Housing Market In 2019

What To Expect From The Housing Market In 2019

A new year has begun, and many Australians will be revisiting their investment portfolios to see if it’s still meeting their needs and achieving the expected outcomes. You might be deciding the enter the property investment market for the first time in 2019 or wanting to check if your existing property investments are still on…

Why should expats invest in Australian Property?

Why should expats invest in Australian Property?

If you’re an expat and you plan on returning to Australia when you retire, or even before that, it makes sense to have a solid foot on the property ladder first. You may want to enjoy the climate and more laid-back lifestyle in your golden years, but if you’re planning on returning without working, then…

What you need to know if you’re planning to move overseas from Australia for tax residency purposes
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What you need to know if you’re planning to move overseas from Australia for tax residency purposes

The decision to leave Australia for a long period is not an easy one to make. There are many things you’ll need to consider, and as you’ll soon learn, your responsibilities don’t automatically cease the moment you step onto foreign soil. If you’re currently living abroad, stay up to date with your tax obligations by…

High Yield High Risk Property Investment – What You Should Think About
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High Yield High Risk Property Investment – What You Should Think About

When it comes to calculating the rental yield of a property, it’s only natural as a property investor to look for opportunities that show the highest amount of rental yield. However there might be a fair amount of risk attributed to high-yield properties, and as such, you have to be sure to take a holistic…

How Owning Your Own Home Can Be The Best Way To Get Some Much Needed Security When You Retire

How Owning Your Own Home Can Be The Best Way To Get Some Much Needed Security When You Retire

Owning a house is one of the most essential methods in wealth accumulation, but many people who are beginning to look at retirement, question whether they should still own their houses, or sell and rent. It’s a fact that one of your biggest expenses in retirement will be centred around housing, and this can become…

Is Australian Off-The-Plan Property Investment For You?
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Is Australian Off-The-Plan Property Investment For You?

Investing in a property in another country is a leap that requires trust and confidence. Investing in Australian residential property developments from abroad remains a popular choice for many Singaporean residents and Australian expats, but, increasingly these investors are shying away from mass market properties and unit developments in favour of unique, boutique apartments purchased…

How Much Should You Be Spending On A First Time Property Investment?
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How Much Should You Be Spending On A First Time Property Investment?

Ask a group of people what they think is the perfect value of a property investment and you will get varied answers. Some will recommend caution and choosing an affordable investment that gives slow but steady returns over time. Others will recommend stretching yourself and getting something a little out of your price range for…

What You Should Consider When Buying A Property Investment In Australia
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What You Should Consider When Buying A Property Investment In Australia

Investing in Australian property is a great way to make the most out of your portfolio, but when it comes to picking out the actual property, it might be difficult to choose the best one. To help you find the best possible property investment for your needs, we’ve put together some considerations you can make…

Want To Help Your Kids Get Into Investment Property In Australia? Consider A Family Guarantee
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Want To Help Your Kids Get Into Investment Property In Australia? Consider A Family Guarantee

Are you a parent that wants to help your child with buying property in Brisbane, Hobart, Canberra or Sydney? Before you cash in that policy or take a lump sum out the bank for them to use as a deposit, a family guarantee might be a better option. What A Family Guarantee Entails A family…

How Owning Your Own Home Can Be The Best Way
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How Owning Your Own Home Can Be The Best Way

Many homeowners have experienced some form of shock when the global financial crisis hit our markets, and are wondering how to best secure their financial future, especially in terms of their retirement. Owning a house is one of the most essential methods in wealth accumulation, but many people who are beginning to look at retirement,…

“We’ll be right”
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“We’ll be right”

“We’ll be Right” – Australia’s Economy has shrugged off financial crises for quarter of a century Firstly, as an update the RBA continued to keep the official cash rate at an all-time low of 1.5% at its April meeting, which it has done since last August. The interesting development since my last newsletter is that…

Australia’s economy is on a roll – Have Australian Interest Rates bottomed?
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Australia’s economy is on a roll – Have Australian Interest Rates bottomed?

Australia’s economy on a roll, thanks to state governments Economist, AFR Mar 10 2017 Property developers are building more houses, farmers are exporting more food and foreigners are paying more visits. Brendon Thorne Gold rush in the late 19th century so enriched Charters Towers, an outback town in the state of Queensland, that it opened its…

Start investing in property at a young age. These are the steps you need to take!
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Start investing in property at a young age. These are the steps you need to take!

Any seasoned investor knows that the younger you begin investing in property the better the financial gains will be down the road. Eager young investors are well-placed to reap the many benefits of property investment which continues to retain great appeal with Australians. It is reported that at least 20 percent of Australians are property…

Wishing you all a very Happy and Prosperous 2017
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Wishing you all a very Happy and Prosperous 2017

I would like to wish you a very Happy New Year and a prosperous 2017 ahead and let’s enjoy the festive season before we start afresh again. I think we should all be grateful that we have come through a year that had some nasty surprise outcomes for investment markets which didn’t really have any…

A Newbies Guide To Navigating The Australian Property Investment Market And How To Invest With Confidence
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A Newbies Guide To Navigating The Australian Property Investment Market And How To Invest With Confidence

It is common for new property investors to feel overwhelmed when thinking that property investment might be the way that they achieve their wealth creation goals. In order to invest with confidence you need to calm or control as best you can any fears you might have. This is more easily done with the right…

Invest now, retire later – Why retirement property like “Retirement Cities” are in Australia’s future
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Invest now, retire later – Why retirement property like “Retirement Cities” are in Australia’s future

Retirement may seem eons away but it is never too early to invest in your retirement plans. Wouldn’t you like to enjoy a more stress-free lifestyle in your golden years by making a few wise decisions today. Those decisions need to include suitable choices for retirement living. There has been much focus on retirement housing…

Commercial property fortunes in Sydney eclipses Singapore’s softening rental market
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Commercial property fortunes in Sydney eclipses Singapore’s softening rental market

Singapore or Sydney? Both are world-class cities for both residential and commercial property investment. But in the world of real estate not all things are created equal. Statistics have revealed that Sydney ranks as the second most favoured city in the Asia Pacific area for commercial real estate, placing it above Singapore. The increased activity…

Buy things that Central Bankers haven’t been buying
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Buy things that Central Bankers haven’t been buying

It’s been an interesting time since the last news article went out where the saying “Much ado about nothing” could be viewed as a paradox. We have seen global markets continue their run of serenity in a world that seems to becoming ever more challenging for investment professionals and investors alike. The VIX or global volatility…

The New RBA 1.5% Rate: What This means for Australian Property Investors
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The New RBA 1.5% Rate: What This means for Australian Property Investors

As I speculated last Monday, the June quarter CPI report gave the Governor enough ammunition to act. The Reserve Bank said a rate cut will create “room for even stronger growth” as the inflation rate is set to remain below its target range and risks in the housing market abate. Read more.. The Reserve Bank…

The Post Budget and pre-Election update
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The Post Budget and pre-Election update

Hi Everyone, As we head into the end of the Financial Year for 2016 in Australia, I think it is worth looking at some of the perhaps surprising data that has appeared. Australia’s economy added jobs in April and the unemployment rate held at a 2 1/2 year low of 5.7 % as the number…

6 Steps to Get Started Investing in Property
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6 Steps to Get Started Investing in Property

For the majority of us, we’ve all considered investing in property but may not know where to start. Our goal at Wise Guru is to ensure that our clients are educated and empowered to make informed decisions when it comes to investing. As a result, we’ve put together our top 6 steps to get started…

Investing in Property for Your Retirement
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Investing in Property for Your Retirement

If you’re an Australian expat living and working in Singapore, without mandatory superannuation contributions, it’s important that you have an alternative retirement strategy in place. Investing in property can be a highly profitable strategy. With property prices in Australia climbing by approximately 10% in 2015, it’s no surprise that many are using residential property to…

5 TOP TIPS for International Investors in Australian Property
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5 TOP TIPS for International Investors in Australian Property

Australian property is a popular destination for international investors looking for lower risk and consistent capital growth. We’ve outlined 5 top tips as a guide for international buyers looking to get started in investing in Australian residential property. 1. Yield or Capital Growth Rental yields in Australia will tend to range between 3 – 5%,…

‘The New Normal’ – The Future for Australia’s Interest Rates
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‘The New Normal’ – The Future for Australia’s Interest Rates

I thought it would be relevant to share my thoughts about this concept that I keep hearing over and over from Fund Managers (especially in the Fixed Income markets) that we have entered a “New Age” of lower rates for longer. My experience in the past is that every cycle brings about this paradigm shift…

The Successful Property Investor’s Checklist for Australian Property Investment

The Successful Property Investor’s Checklist for Australian Property Investment

Here are our top tips for new and experienced property investors, our Successful Property Investor’s Checklist for Australian Property Investment. These 7 tips will give you a guide to the important considerations for your own property investment. 1.    Find Your Point of Difference Location is one of the major driving forces behind finding the right…