IMPORTANT DISCLAIMER AND PUBLIC WARNING

BY ACCESSING THIS WEBSITE AND ANY PAGES THEREOF, YOU AGREE TO BE BOUND BY THE TERMS OF THE THIS DISCLAIMER AND PUBLIC WARNING SET OUT BELOW. IF YOU DO NOT AGREE WITH THE BELOW TERMS AND CONDITIONS DO NOT ACCESS THIS WEBSITE OR ANY PAGES THEREOF.

General Advice Only

The information provided on this website is for use of a general nature only and is not intended to be relied upon as, nor to be a substitute for, specific professional or investment advice. Before taking any action or investing, you should always check with your own qualified professional advisers.

No responsibility for loss occasioned to any persons acting on or refraining from action as a result of any material in this publication can be accepted. Readers should seek professional advice from suitably qualified professionals regarding their own specific needs.

Disclaimer of Warranties and Limitation of Liability

Use of the Wise Guru Pte Ltd website and all associated content is at the user’s and/or readers sole risk. Neither Wise Guru Pte Ltd nor its affiliates warrants that use of this website will be uninterrupted or error-free; nor do they make any warranty as to the results that may be obtained from the use of this newsletter or as to the accuracy, reliability, or content of any information, service, or merchandise provided through this newsletter or websites.

The Wise Guru Pte Ltd publications are provided on an “as is” basis without warranties of any kind, either express or implied, including but not limited to warranties of title or implied warranties of merchantability or fitness for a particular purpose, other than those warranties which are implied by and incapable of exclusion, restriction, or modification under the laws applicable to this agreement.

The disclaimers of liability contained in this section apply to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of service, whether for breach of contract, tortious behaviour, negligence, or under any other cause of action, the user specifically acknowledges that Wise Guru Pte Ltd is not liable for the defamatory, offensive, or illegal conduct of other third parties, members, or other users of the related websites and that the risk of injury from the foregoing rests entirely with each user.

In no event will Wise Guru Pte Ltd or any person or entity involved in creating, producing, or distributing be liable for any direct, indirect, incidental, special, or consequential damages arising out of the use of or inability to use this web site or out of the breach of any warranty. User hereby acknowledges that the provisions of this section shall apply to all content on Wise Guru Pte Ltd.