(Last updated: 26th January 2026)
Welcome to Wise Guru Pte Ltd (“Wise Guru”, “we”, “us”, “our”). By accessing or using our website at https://thewiseguru.com (the “Site”), you agree to these Terms & Conditions (“Terms”). If you do not agree, please do not use the Site
Who We Are
Wise Guru Pty Ltd is a consulting business. We provide consulting services, including but not limited to property market analysis, investment financing strategies, rental yield evaluations, and portfolio advice.
Trading name: Wise Guru Pty Ltd
Registered office: 140 Paya Lebar Road, #05-08 AZ @ Paya Lebar, 409015
Phone: +65 8338 9933
Email: doc@thewiseguru.com
Nature of Information & Advice
Information on this Site is general in nature and does not take into account your personal objectives, financial situation, or needs.
Wise Guru does not provide financial product advice, legal advice, or tax advice. You should seek independent advice before making investment or financial decisions.
Past performance of property markets is not a reliable indicator of future performance. Property investment involves risk, and values can go up or down.
Professional Standards & Conduct
Our consultants adhere to high professional and ethical standards in delivering consulting services. We may update our service offerings, disclosures, and associations from time to time. Please refer to our Privacy Policy and any engagement agreements for further details.
Website Use & Acceptable Use
You agree not to:
Attempt unauthorised access, interfere with security, or introduce malware.
Scrape, copy, or systematically extract content without our written consent.
Publish unlawful, defamatory, misleading, or infringing material.
We may suspend or restrict Site access for security, misuse, or maintenance reasons.
Intellectual Property
Unless otherwise stated, the Site and its content (including text, graphics, logos, designs, and materials) are owned or licensed by Wise Guru.
You may view the Site for personal use.
Any reproduction, distribution, or commercial use requires prior written consent.
Third-Party Links & Tools
Links to third-party sites are provided for convenience only.
We are not responsible for third-party content, accuracy, or security.
Use of third-party tools, calculators, or forms is at your own risk and subject to their terms.
Liability & Warranties
To the maximum extent permitted by law:
The Site is provided “as is” and “as available”.
We make no warranties regarding accuracy, completeness, timeliness, or uninterrupted availability.
We are not liable for any loss, damage, costs, or expenses (including indirect or consequential loss, loss of profits, or data) arising from your use of or reliance on the Site or its content.
Nothing in these Terms excludes liability that cannot be excluded under Singapore Law.
Fees & Engagements
Where we provide consulting services, the applicable fees, charges, and terms will be disclosed in your engagement agreement with Wise Guru. Content on this site does not, by itself, constitute an offer of professional advice or services.
Privacy & Cookies
Your use of the Site is governed by our Privacy Policy, which explains how we collect, use, and protect personal information, and our use of cookies/analytics. By using the Site, you consent to processing in accordance with that policy and applicable privacy laws.
Appointment Requests & Digital Forms
Submitting a form or booking a consultation does not create a client-consultant relationship.
We may decline or reschedule requests at our discretion.
Do not submit sensitive information unless requested securely.
Email & Electronic Communications
Emails may be confidential, and transmission cannot be guaranteed as secure. By communicating electronically, you accept these risks.
Changes to the Site & Terms
We may update the Site or these Terms at any time. The updated date appears at the top of this page. Continued use of the Site after changes constitutes acceptance of the revised Terms.
Governing Law & Jurisdiction
These Terms are governed by the laws of Singapore. You submit to the exclusive jurisdiction of the courts of Singapore and their courts of appeal.
Complaints & Dispute Resolution
If you have a concern about our services:
Contact us at bookme@thewiseguru.com.
We will acknowledge your complaint promptly and aim to resolve it within reasonable timeframes.
If unresolved, you may seek external dispute resolution or legal remedies available under Singapore law.