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Dr Andrew Unterweger MB.BS, CFP, Dip FP, Dip FNS

5d

In this week's Q&A, we will answer a question from one of our viewers.

"How can I utilize tax benefits from depreciation most efficiently to assist me when buying an investment property?"

Let's look at some of the available options for deductions.

If you need clarification on your situation or would like to book a Complimentary Meeting with Dr Andrew Unterweger, please complete the form on the link below:

➡️https://forms.monday.com/forms/a5c0055c9f96eb1d63d7a6196e5b98fd?r=use1

Alternatively, if you would like to ASK A QUESTION for our weekly Q&A feel free to do so on this link ➡️ https://forms.monday.com/forms/34e9b020adf55ce282dd06ba99dbb1f5?r=use1

Website - https://thewiseguru.com/

Aussie Loan Guru Pty Ltd
Australian Credit Licence - 396201

__________________________________________________________________

👆✨Follow Us

LinkedIn - https://www.linkedin.com/in/docunterweger/

Instagram - @wiseguru
https://www.instagram.com/wiseguru

Facebook - https://www.facebook.com/thewiseguru
Private Facebook Group - www.facebook.com/groups/aussieexpat

Twitter - https://twitter.com/WiseGuru_APAC

*DISCLAIMER -
The information contained in this video by Dr Andrew Unterweger (and Wise Guru Limited) is for general information purposes only and is not intended to constitute legal, financial or other professional advice and has not been provided with regard to the investment objectives or circumstances of any particular individual. While based on information believed to be reliable, no guarantee is given that it is accurate or complete and no warranties are made by Wise Guru Limited as to the accuracy, completeness or usefulness of any of the information in this publication. The opinions, forecasts, assumptions and estimates (if any) contained in this material are as of the date indicated and are subject to change at any time without prior notice. The information referred to may not be suitable for specific investment objectives, financial situations or individual needs of viewers and should not be relied upon in substitution for the exercise of independent judgment.
Viewers should obtain their own appropriate professional advice. Neither Wise Guru Limited nor other persons shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the information contained in this material. Wise Guru Limited is not under any obligation to update this information to the extent that it is or becomes out of date or incorrect.
*This material may not be reproduced, redistributed, or copied in whole or in part for any purpose without Wise Guru Limited prior written consent.

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Tax Benefits From Depreciation | Australian Tax | Dr Andrew Unterweger

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Dr Andrew Unterweger MB.BS, CFP, Dip FP, Dip FNS

1w

📢 Join our May Quarterly Review!
➡️https://mailchi.mp/thewiseguru/australian-property-and-mortgage-finance-market-quarterly-review-may-2023

In this week's Q&A, we will answer a question from one of our viewers.

"What are the exceptions to serviceability from APRA?"

Let's look at how we can potentially reduce the monthly mortgage repayments.

If you need clarification on your situation or would like to book a Complimentary Meeting with Dr Andrew Unterweger, please complete the form on the link below:

➡️https://forms.monday.com/forms/a5c0055c9f96eb1d63d7a6196e5b98fd?r=use1

Alternatively, if you would like to ASK A QUESTION for our weekly Q&A feel free to do so on this link ➡️ https://forms.monday.com/forms/34e9b020adf55ce282dd06ba99dbb1f5?r=use1

Website - https://thewiseguru.com/

Aussie Loan Guru Pty Ltd
Australian Credit Licence - 396201

__________________________________________________________________

👆✨Follow Us

LinkedIn - https://www.linkedin.com/in/docunterweger/

Instagram - @wiseguru
https://www.instagram.com/wiseguru

Facebook - https://www.facebook.com/thewiseguru
Private Facebook Group - www.facebook.com/groups/aussieexpat

Twitter - https://twitter.com/WiseGuru_APAC

*DISCLAIMER -
The information contained in this video by Dr Andrew Unterweger (and Wise Guru Limited) is for general information purposes only and is not intended to constitute legal, financial or other professional advice and has not been provided with regard to the investment objectives or circumstances of any particular individual. While based on information believed to be reliable, no guarantee is given that it is accurate or complete and no warranties are made by Wise Guru Limited as to the accuracy, completeness or usefulness of any of the information in this publication. The opinions, forecasts, assumptions and estimates (if any) contained in this material are as of the date indicated and are subject to change at any time without prior notice. The information referred to may not be suitable for specific investment objectives, financial situations or individual needs of viewers and should not be relied upon in substitution for the exercise of independent judgment.
Viewers should obtain their own appropriate professional advice. Neither Wise Guru Limited nor other persons shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the information contained in this material. Wise Guru Limited is not under any obligation to update this information to the extent that it is or becomes out of date or incorrect.
*This material may not be reproduced, redistributed, or copied in whole or in part for any purpose without Wise Guru Limited prior written consent.

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APRA Exceptions To Serviceability? | Australian Mortgage | Dr Andrew Unterweger

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Dr Andrew Unterweger MB.BS, CFP, Dip FP, Dip FNS

2w

In this week's Q&A, we will answer a question from one of our viewers.

"Are mortgage applications taking longer now?"

Let's look at how we can help to speed up the process.

If you need clarification on your situation or would like to book a Complimentary Meeting with Dr Andrew Unterweger, please complete the form on the link below:

➡️https://forms.monday.com/forms/a5c0055c9f96eb1d63d7a6196e5b98fd?r=use1

Alternatively, if you would like to ASK A QUESTION for our weekly Q&A feel free to do so on this link ➡️ https://forms.monday.com/forms/34e9b020adf55ce282dd06ba99dbb1f5?r=use1

Website - https://thewiseguru.com/

Aussie Loan Guru Pty Ltd
Australian Credit Licence - 396201

__________________________________________________________________

👆✨Follow Us

LinkedIn - https://www.linkedin.com/in/docunterweger/

Instagram - @wiseguru
https://www.instagram.com/wiseguru

Facebook - https://www.facebook.com/thewiseguru
Private Facebook Group - www.facebook.com/groups/aussieexpat

Twitter - https://twitter.com/WiseGuru_APAC

*DISCLAIMER -
The information contained in this video by Dr Andrew Unterweger (and Wise Guru Limited) is for general information purposes only and is not intended to constitute legal, financial or other professional advice and has not been provided with regard to the investment objectives or circumstances of any particular individual. While based on information believed to be reliable, no guarantee is given that it is accurate or complete and no warranties are made by Wise Guru Limited as to the accuracy, completeness or usefulness of any of the information in this publication. The opinions, forecasts, assumptions and estimates (if any) contained in this material are as of the date indicated and are subject to change at any time without prior notice. The information referred to may not be suitable for specific investment objectives, financial situations or individual needs of viewers and should not be relied upon in substitution for the exercise of independent judgment.
Viewers should obtain their own appropriate professional advice. Neither Wise Guru Limited nor other persons shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the information contained in this material. Wise Guru Limited is not under any obligation to update this information to the extent that it is or becomes out of date or incorrect.
*This material may not be reproduced, redistributed, or copied in whole or in part for any purpose without Wise Guru Limited prior written consent.

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Are Mortgage Applications Taking Longer? | Australian Mortgage| Dr Andrew Unterweger

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Dr Andrew Unterweger MB.BS, CFP, Dip FP, Dip FNS

3w

In this week's Q&A, we will answer a question from one of our viewers.

"We want to extend the interest-only period on existing loan with the existing bank and find difficulty doing so."

Let's look at some measures we can utilize to help in this situation.

If you need clarification on your situation or would like to book a Complimentary Meeting with Dr Andrew Unterweger, please complete the form on the link below:

➡️https://forms.monday.com/forms/a5c0055c9f96eb1d63d7a6196e5b98fd?r=use1

Alternatively, if you would like to ASK A QUESTION for our weekly Q&A feel free to do so on this link ➡️ https://forms.monday.com/forms/34e9b020adf55ce282dd06ba99dbb1f5?r=use1

Website - https://thewiseguru.com/

Aussie Loan Guru Pty Ltd
Australian Credit Licence - 396201

__________________________________________________________________

👆✨Follow Us

LinkedIn - https://www.linkedin.com/in/docunterweger/

Instagram - @wiseguru
https://www.instagram.com/wiseguru

Facebook - https://www.facebook.com/thewiseguru
Private Facebook Group - www.facebook.com/groups/aussieexpat

Twitter - https://twitter.com/WiseGuru_APAC

*DISCLAIMER -
The information contained in this video by Dr Andrew Unterweger (and Wise Guru Limited) is for general information purposes only and is not intended to constitute legal, financial or other professional advice and has not been provided with regard to the investment objectives or circumstances of any particular individual. While based on information believed to be reliable, no guarantee is given that it is accurate or complete and no warranties are made by Wise Guru Limited as to the accuracy, completeness or usefulness of any of the information in this publication. The opinions, forecasts, assumptions and estimates (if any) contained in this material are as of the date indicated and are subject to change at any time without prior notice. The information referred to may not be suitable for specific investment objectives, financial situations or individual needs of viewers and should not be relied upon in substitution for the exercise of independent judgment.
Viewers should obtain their own appropriate professional advice. Neither Wise Guru Limited nor other persons shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the information contained in this material. Wise Guru Limited is not under any obligation to update this information to the extent that it is or becomes out of date or incorrect.
*This material may not be reproduced, redistributed, or copied in whole or in part for any purpose without Wise Guru Limited prior written consent.

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Extend Interest Only Repayments | Australian Mortgage| Dr Andrew Unterweger

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Dr Andrew Unterweger MB.BS, CFP, Dip FP, Dip FNS

1mo

In this week's Q&A, we will answer a question from one of our viewers.

"Should I pay off my investment property loan as interest rates increase?"

Let's look at the best course of action to maintain financial flexibility for future property purchases.

If you need clarification on your situation or would like to book a Complimentary Meeting with Dr Andrew Unterweger, please complete the form on the link below:

➡️https://forms.monday.com/forms/a5c0055c9f96eb1d63d7a6196e5b98fd?r=use1

Alternatively, if you would like to ASK A QUESTION for our weekly Q&A feel free to do so on this link ➡️ https://forms.monday.com/forms/34e9b020adf55ce282dd06ba99dbb1f5?r=use1

Website - https://thewiseguru.com/

Aussie Loan Guru Pty Ltd
Australian Credit Licence - 396201

__________________________________________________________________

👆✨Follow Us

LinkedIn - https://www.linkedin.com/in/docunterweger/

Instagram - @wiseguru
https://www.instagram.com/wiseguru

Facebook - https://www.facebook.com/thewiseguru
Private Facebook Group - www.facebook.com/groups/aussieexpat

Twitter - https://twitter.com/WiseGuru_APAC

*DISCLAIMER -
The information contained in this video by Dr Andrew Unterweger (and Wise Guru Limited) is for general information purposes only and is not intended to constitute legal, financial or other professional advice and has not been provided with regard to the investment objectives or circumstances of any particular individual. While based on information believed to be reliable, no guarantee is given that it is accurate or complete and no warranties are made by Wise Guru Limited as to the accuracy, completeness or usefulness of any of the information in this publication. The opinions, forecasts, assumptions and estimates (if any) contained in this material are as of the date indicated and are subject to change at any time without prior notice. The information referred to may not be suitable for specific investment objectives, financial situations or individual needs of viewers and should not be relied upon in substitution for the exercise of independent judgment.
Viewers should obtain their own appropriate professional advice. Neither Wise Guru Limited nor other persons shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the information contained in this material. Wise Guru Limited is not under any obligation to update this information to the extent that it is or becomes out of date or incorrect.
*This material may not be reproduced, redistributed, or copied in whole or in part for any purpose without Wise Guru Limited prior written consent.

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Should I Pay Off My Loan? | Australian Mortgage| Dr Andrew Unterweger

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Dr Andrew Unterweger MB.BS, CFP, Dip FP, Dip FNS

1mo

In this week's Q&A, we will answer a question from one of our viewers.

"Should I pay cash or borrow to purchase the investment property?"

Let's analyse the differences to maximise your financial efficiencies.

If you need clarification on your situation or would like to book a Complimentary Meeting with Dr Andrew Unterweger, please complete the form on the link below:

➡️https://forms.monday.com/forms/a5c0055c9f96eb1d63d7a6196e5b98fd?r=use1

Alternatively, if you would like to ASK A QUESTION for our weekly Q&A feel free to do so on this link ➡️ https://forms.monday.com/forms/34e9b020adf55ce282dd06ba99dbb1f5?r=use1

Website - https://thewiseguru.com/

Aussie Loan Guru Pty Ltd
Australian Credit Licence - 396201

__________________________________________________________________

👆✨Follow Us

LinkedIn - https://www.linkedin.com/in/docunterweger/

Instagram - @wiseguru
https://www.instagram.com/wiseguru

Facebook - https://www.facebook.com/thewiseguru
Private Facebook Group - www.facebook.com/groups/aussieexpat

Twitter - https://twitter.com/WiseGuru_APAC

*DISCLAIMER -
The information contained in this video by Dr Andrew Unterweger (and Wise Guru Limited) is for general information purposes only and is not intended to constitute legal, financial or other professional advice and has not been provided with regard to the investment objectives or circumstances of any particular individual. While based on information believed to be reliable, no guarantee is given that it is accurate or complete and no warranties are made by Wise Guru Limited as to the accuracy, completeness or usefulness of any of the information in this publication. The opinions, forecasts, assumptions and estimates (if any) contained in this material are as of the date indicated and are subject to change at any time without prior notice. The information referred to may not be suitable for specific investment objectives, financial situations or individual needs of viewers and should not be relied upon in substitution for the exercise of independent judgment.
Viewers should obtain their own appropriate professional advice. Neither Wise Guru Limited nor other persons shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the information contained in this material. Wise Guru Limited is not under any obligation to update this information to the extent that it is or becomes out of date or incorrect.
*This material may not be reproduced, redistributed, or copied in whole or in part for any purpose without Wise Guru Limited prior written consent.

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Purchase Cash or Borrrow? | Australian Real Estate | Dr Andrew Unterweger

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Dr Andrew Unterweger MB.BS, CFP, Dip FP, Dip FNS

1mo

In this week's Q&A, we will answer a question from one of our viewers.

"Should I Buy or Rent?"

Let's look at how we can build financial assets most efficiently.

If you need clarification on your situation or would like to book a Complimentary Meeting with Dr Andrew Unterweger, please complete the form on the link below:

➡️https://forms.monday.com/forms/a5c0055c9f96eb1d63d7a6196e5b98fd?r=use1

Alternatively, if you would like to ASK A QUESTION for our weekly Q&A feel free to do so on this link ➡️ https://forms.monday.com/forms/34e9b020adf55ce282dd06ba99dbb1f5?r=use1

Website - https://thewiseguru.com/

Aussie Loan Guru Pty Ltd
Australian Credit Licence - 396201

__________________________________________________________________

👆✨Follow Us

LinkedIn - https://www.linkedin.com/in/docunterweger/

Instagram - @wiseguru
https://www.instagram.com/wiseguru

Facebook - https://www.facebook.com/thewiseguru
Private Facebook Group - www.facebook.com/groups/aussieexpat

Twitter - https://twitter.com/WiseGuru_APAC

*DISCLAIMER -
The information contained in this video by Dr Andrew Unterweger (and Wise Guru Limited) is for general information purposes only and is not intended to constitute legal, financial or other professional advice and has not been provided with regard to the investment objectives or circumstances of any particular individual. While based on information believed to be reliable, no guarantee is given that it is accurate or complete and no warranties are made by Wise Guru Limited as to the accuracy, completeness or usefulness of any of the information in this publication. The opinions, forecasts, assumptions and estimates (if any) contained in this material are as of the date indicated and are subject to change at any time without prior notice. The information referred to may not be suitable for specific investment objectives, financial situations or individual needs of viewers and should not be relied upon in substitution for the exercise of independent judgment.
Viewers should obtain their own appropriate professional advice. Neither Wise Guru Limited nor other persons shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the information contained in this material. Wise Guru Limited is not under any obligation to update this information to the extent that it is or becomes out of date or incorrect.
*This material may not be reproduced, redistributed, or copied in whole or in part for any purpose without Wise Guru Limited prior written consent.

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Rent or Buy? | Australian Real Estate | Dr Andrew Unterweger

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Dr Andrew Unterweger MB.BS, CFP, Dip FP, Dip FNS

1mo

In this week's Q&A, we will answer a question from one of our viewers.

"Why hasn't the bank given me approval to buy the property when I was already given a borrowing capacity?"

Let's look at what is required for an offer to be accepted.

If you need clarification on your situation or would like to book a Complimentary Meeting with Dr Andrew Unterweger, please complete the form on the link below:

➡️https://forms.monday.com/forms/a5c0055c9f96eb1d63d7a6196e5b98fd?r=use1

Alternatively, if you would like to ASK A QUESTION for our weekly Q&A feel free to do so on this link ➡️ https://forms.monday.com/forms/34e9b020adf55ce282dd06ba99dbb1f5?r=use1

Website - https://thewiseguru.com/

Aussie Loan Guru Pty Ltd
Australian Credit Licence - 396201

__________________________________________________________________

👆✨Follow Us

LinkedIn - https://www.linkedin.com/in/docunterweger/

Instagram - @wiseguru
https://www.instagram.com/wiseguru

Facebook - https://www.facebook.com/thewiseguru
Private Facebook Group - www.facebook.com/groups/aussieexpat

Twitter - https://twitter.com/WiseGuru_APAC

*DISCLAIMER -
The information contained in this video by Dr Andrew Unterweger (and Wise Guru Limited) is for general information purposes only and is not intended to constitute legal, financial or other professional advice and has not been provided with regard to the investment objectives or circumstances of any particular individual. While based on information believed to be reliable, no guarantee is given that it is accurate or complete and no warranties are made by Wise Guru Limited as to the accuracy, completeness or usefulness of any of the information in this publication. The opinions, forecasts, assumptions and estimates (if any) contained in this material are as of the date indicated and are subject to change at any time without prior notice. The information referred to may not be suitable for specific investment objectives, financial situations or individual needs of viewers and should not be relied upon in substitution for the exercise of independent judgment.
Viewers should obtain their own appropriate professional advice. Neither Wise Guru Limited nor other persons shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the information contained in this material. Wise Guru Limited is not under any obligation to update this information to the extent that it is or becomes out of date or incorrect.
*This material may not be reproduced, redistributed, or copied in whole or in part for any purpose without Wise Guru Limited prior written consent.

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Borrowing Capacity or Pre-Approval | Australian Real Estate | Dr Andrew Unterweger

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Dr Andrew Unterweger MB.BS, CFP, Dip FP, Dip FNS

2mo

In this week's Q&A, we will answer a question from one of our viewers.

"Is it a good time to buy property in this current situation?"

Let's look at the latest statistics and consumer sentiment.

If you need clarification on your situation or would like to book a Complimentary Meeting with Dr Andrew Unterweger, please complete the form on the link below:

➡️https://forms.monday.com/forms/a5c0055c9f96eb1d63d7a6196e5b98fd?r=use1

Alternatively, if you would like to ASK A QUESTION for our weekly Q&A feel free to do so on this link ➡️ https://forms.monday.com/forms/34e9b020adf55ce282dd06ba99dbb1f5?r=use1

Website - https://thewiseguru.com/

Aussie Loan Guru Pty Ltd
Australian Credit Licence - 396201

__________________________________________________________________

👆✨Follow Us

LinkedIn - https://www.linkedin.com/in/docunterweger/

Instagram - @wiseguru
https://www.instagram.com/wiseguru

Facebook - https://www.facebook.com/thewiseguru
Private Facebook Group - www.facebook.com/groups/aussieexpat

Twitter - https://twitter.com/WiseGuru_APAC

*DISCLAIMER -
The information contained in this video by Dr Andrew Unterweger (and Wise Guru Limited) is for general information purposes only and is not intended to constitute legal, financial or other professional advice and has not been provided with regard to the investment objectives or circumstances of any particular individual. While based on information believed to be reliable, no guarantee is given that it is accurate or complete and no warranties are made by Wise Guru Limited as to the accuracy, completeness or usefulness of any of the information in this publication. The opinions, forecasts, assumptions and estimates (if any) contained in this material are as of the date indicated and are subject to change at any time without prior notice. The information referred to may not be suitable for specific investment objectives, financial situations or individual needs of viewers and should not be relied upon in substitution for the exercise of independent judgment.
Viewers should obtain their own appropriate professional advice. Neither Wise Guru Limited nor other persons shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the information contained in this material. Wise Guru Limited is not under any obligation to update this information to the extent that it is or becomes out of date or incorrect.
*This material may not be reproduced, redistributed, or copied in whole or in part for any purpose without Wise Guru Limited prior written consent.

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Is Now A Good Time To Buy? | Australian Real Estate | Dr Andrew Unterweger

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Dr Andrew Unterweger MB.BS, CFP, Dip FP, Dip FNS

2mo

In this week's Q&A, we will answer a question from one of our viewers.

"With everything that has happened in the financial world, what difference will it make to the interest rate?"

Let's look at how we can position ourselves to stay ahead of the curve.

If you need clarification on your situation or would like to book a Complimentary Meeting with Dr Andrew Unterweger, please complete the form on the link below:

➡️https://forms.monday.com/forms/a5c0055c9f96eb1d63d7a6196e5b98fd?r=use1

Alternatively, if you would like to ASK A QUESTION for our weekly Q&A feel free to do so on this link ➡️ https://forms.monday.com/forms/34e9b020adf55ce282dd06ba99dbb1f5?r=use1

Website - https://thewiseguru.com/

Aussie Loan Guru Pty Ltd
Australian Credit Licence - 396201

__________________________________________________________________

👆✨Follow Us

LinkedIn - https://www.linkedin.com/in/docunterweger/

Instagram - @wiseguru
https://www.instagram.com/wiseguru

Facebook - https://www.facebook.com/thewiseguru
Private Facebook Group - www.facebook.com/groups/aussieexpat

Twitter - https://twitter.com/WiseGuru_APAC

*DISCLAIMER -
The information contained in this video by Dr Andrew Unterweger (and Wise Guru Limited) is for general information purposes only and is not intended to constitute legal, financial or other professional advice and has not been provided with regard to the investment objectives or circumstances of any particular individual. While based on information believed to be reliable, no guarantee is given that it is accurate or complete and no warranties are made by Wise Guru Limited as to the accuracy, completeness or usefulness of any of the information in this publication. The opinions, forecasts, assumptions and estimates (if any) contained in this material are as of the date indicated and are subject to change at any time without prior notice. The information referred to may not be suitable for specific investment objectives, financial situations or individual needs of viewers and should not be relied upon in substitution for the exercise of independent judgment.
Viewers should obtain their own appropriate professional advice. Neither Wise Guru Limited nor other persons shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the information contained in this material. Wise Guru Limited is not under any obligation to update this information to the extent that it is or becomes out of date or incorrect.
*This material may not be reproduced, redistributed, or copied in whole or in part for any purpose without Wise Guru Limited prior written consent.

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Can Fixed-Rates Come Down? | Australian Interest Rates

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Dr Andrew Unterweger MB.BS, CFP, Dip FP, Dip FNS

2mo

In this week's Q&A, we will answer a question from one of our viewers.

"After the fixed rate term has expired, the bank switches the mortgage to a principal and interest repayment. How can we manage this mortgage better?"

Let's look at structuring this mortgage to create a more efficient outcome.

If you need clarification on your situation or would like to book a Complimentary Meeting with Dr Andrew Unterweger, please complete the form on the link below:

➡️https://forms.monday.com/forms/a5c0055c9f96eb1d63d7a6196e5b98fd?r=use1

Alternatively, if you would like to ASK A QUESTION for our weekly Q&A feel free to do so on this link ➡️ https://forms.monday.com/forms/34e9b020adf55ce282dd06ba99dbb1f5?r=use1

Website - https://thewiseguru.com/

Aussie Loan Guru Pty Ltd
Australian Credit Licence - 396201

__________________________________________________________________

👆✨Follow Us

LinkedIn - https://www.linkedin.com/in/docunterweger/

Instagram - @wiseguru
https://www.instagram.com/wiseguru

Facebook - https://www.facebook.com/thewiseguru
Private Facebook Group - www.facebook.com/groups/aussieexpat

Twitter - https://twitter.com/WiseGuru_APAC

*DISCLAIMER -
The information contained in this video by Dr Andrew Unterweger (and Wise Guru Limited) is for general information purposes only and is not intended to constitute legal, financial or other professional advice and has not been provided with regard to the investment objectives or circumstances of any particular individual. While based on information believed to be reliable, no guarantee is given that it is accurate or complete and no warranties are made by Wise Guru Limited as to the accuracy, completeness or usefulness of any of the information in this publication. The opinions, forecasts, assumptions and estimates (if any) contained in this material are as of the date indicated and are subject to change at any time without prior notice. The information referred to may not be suitable for specific investment objectives, financial situations or individual needs of viewers and should not be relied upon in substitution for the exercise of independent judgment.
Viewers should obtain their own appropriate professional advice. Neither Wise Guru Limited nor other persons shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the information contained in this material. Wise Guru Limited is not under any obligation to update this information to the extent that it is or becomes out of date or incorrect.
*This material may not be reproduced, redistributed, or copied in whole or in part for any purpose without Wise Guru Limited prior written consent.

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Contact The Bank Early | Australian Mortgage

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Dr Andrew Unterweger MB.BS, CFP, Dip FP, Dip FNS

2mo

In this week's Q&A, we will answer a question from one of our viewers.

"Does the bank look at asset value or income when assessing a mortgage?"

Let's look at the responsible lending rules guidelines as well as the criteria
banks use when assessing your mortgage application.

If you need clarification on your situation or would like to book a Complimentary Meeting with Dr Andrew Unterweger, please complete the form on the link below:

➡️https://forms.monday.com/forms/a5c0055c9f96eb1d63d7a6196e5b98fd?r=use1

Alternatively, if you would like to ASK A QUESTION for our weekly Q&A feel free to do so on this link ➡️ https://forms.monday.com/forms/34e9b020adf55ce282dd06ba99dbb1f5?r=use1

Website - https://thewiseguru.com/

Aussie Loan Guru Pty Ltd
Australian Credit Licence - 396201

__________________________________________________________________

👆✨Follow Us

LinkedIn - https://www.linkedin.com/in/docunterweger/

Instagram - @wiseguru
https://www.instagram.com/wiseguru

Facebook - https://www.facebook.com/thewiseguru
Private Facebook Group - www.facebook.com/groups/aussieexpat

Twitter - https://twitter.com/WiseGuru_APAC

*DISCLAIMER -
The information contained in this video by Dr Andrew Unterweger (and Wise Guru Limited) is for general information purposes only and is not intended to constitute legal, financial or other professional advice and has not been provided with regard to the investment objectives or circumstances of any particular individual. While based on information believed to be reliable, no guarantee is given that it is accurate or complete and no warranties are made by Wise Guru Limited as to the accuracy, completeness or usefulness of any of the information in this publication. The opinions, forecasts, assumptions and estimates (if any) contained in this material are as of the date indicated and are subject to change at any time without prior notice. The information referred to may not be suitable for specific investment objectives, financial situations or individual needs of viewers and should not be relied upon in substitution for the exercise of independent judgment.
Viewers should obtain their own appropriate professional advice. Neither Wise Guru Limited nor other persons shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the information contained in this material. Wise Guru Limited is not under any obligation to update this information to the extent that it is or becomes out of date or incorrect.
*This material may not be reproduced, redistributed, or copied in whole or in part for any purpose without Wise Guru Limited prior written consent.

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Income Not Equity | Australian Mortgage

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Dr Andrew Unterweger MB.BS, CFP, Dip FP, Dip FNS

2mo

In this week's Q&A, we will answer a question from one of our viewers.

"When will the official cash rate stop increasing?"

Let's look at the discount the banks offer their clients for the life of the loan.

If you need clarification on your situation or would like to book a Complimentary Meeting with Dr Andrew Unterweger, please complete the form on the link below:

➡️https://forms.monday.com/forms/a5c0055c9f96eb1d63d7a6196e5b98fd?r=use1

Alternatively, if you would like to ASK A QUESTION for our weekly Q&A feel free to do so on this link ➡️ https://forms.monday.com/forms/34e9b020adf55ce282dd06ba99dbb1f5?r=use1

Website - https://thewiseguru.com/

Aussie Loan Guru Pty Ltd
Australian Credit Licence - 396201

__________________________________________________________________

👆✨Follow Us

LinkedIn - https://www.linkedin.com/in/docunterweger/

Instagram - @wiseguru
https://www.instagram.com/wiseguru

Facebook - https://www.facebook.com/thewiseguru
Private Facebook Group - www.facebook.com/groups/aussieexpat

Twitter - https://twitter.com/WiseGuru_APAC

*DISCLAIMER -
The information contained in this video by Dr Andrew Unterweger (and Wise Guru Limited) is for general information purposes only and is not intended to constitute legal, financial or other professional advice and has not been provided with regard to the investment objectives or circumstances of any particular individual. While based on information believed to be reliable, no guarantee is given that it is accurate or complete and no warranties are made by Wise Guru Limited as to the accuracy, completeness or usefulness of any of the information in this publication. The opinions, forecasts, assumptions and estimates (if any) contained in this material are as of the date indicated and are subject to change at any time without prior notice. The information referred to may not be suitable for specific investment objectives, financial situations or individual needs of viewers and should not be relied upon in substitution for the exercise of independent judgment.
Viewers should obtain their own appropriate professional advice. Neither Wise Guru Limited nor other persons shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the information contained in this material. Wise Guru Limited is not under any obligation to update this information to the extent that it is or becomes out of date or incorrect.
*This material may not be reproduced, redistributed, or copied in whole or in part for any purpose without Wise Guru Limited prior written consent.

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Life of Loan Discount | Australian Mortgage

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Dr Andrew Unterweger MB.BS, CFP, Dip FP, Dip FNS

3mo

Welcome to our Quarterly review!

We will review the Australian Property Markets data and the economic impacts on the capital cities & regional areas.
We will also go through some of the most frequently asked questions:

- How will rising interest rates impact property prices?
- How can we navigate different variable and fixed interest rates to our advantage?
- Which markets may provide the best growth opportunities?
Plus more...

Content –
00:00 - Intro
01:22 - Disclaimer
01:45 - Unicorp | Wise Guru | Aussie Loan Guru | Aussie Property Guru
04:32 - Frequently Asked Questions
08:03 - Our Comprehensive Research
08:50 - How much further will interest rates rise?
10:22 - Interest Rates continue to rise for all borrowers
11:55 - Interest Rate Forecasts
14:18 - Population Growth in Australia
15:51 - State and Territory Population & Interstate Migration
18:14 - Australian Dwelling Values
20:38 - Supply & Demand
22:08 - Australian Rental Market
23:14 - Australian Gross Rental Yields
25:45 - Historical Periods of Decline to Recovery
28:43 - Downturn Scenarios
30:51 - House Prices After The Last Interest Rate Rise
33:21 - Sydney Housing Market & Dwelling Values
34:38 - Melbourne Housing Market & Dwelling Values
35:58 - Perth Housing Market & Dwelling Values
37:09 - Old vs New Property
38:37 - Tax Benefits When Buying New Properties
39:21 - Brisbane Housing Market & Dwelling Values
40:44 - Australian Population Growth
41:44 - Major Infrastructure Projects
43:02 - South East Queensland hosting the 2032 Olympics
43:56 - Avoiding Investor's Mistakes
48:07 - Opportunities for 2023
49:51 - Property Investment Analysis
50:13 - Who pays for your Property?
51:40 - Investment Or Speculation
54:03 - 4 Steps to Effective Investment
54:29 - Contact Details
55:00 - Q&A Session

If you need clarification on your situation or would like to book a Complimentary Meeting with Dr Andrew Unterweger, please complete the form on the link below:

https://forms.monday.com/forms/a5c0055c9f96eb1d63d7a6196e5b98fd?r=use1

Alternatively, if you would like to ASK A QUESTION for our weekly Q&A feel free to do so on this link ⬇️
https://forms.monday.com/forms/34e9b020adf55ce282dd06ba99dbb1f5?r=use1

Website - https://thewiseguru.com/

Aussie Loan Guru Pty Ltd
Australian Credit Licence - 396201

__________________________________________________________________

Our Social Media-

LinkedIn -
https://www.linkedin.com/in/docunterweger/

Instagram - @wiseguru
https://www.instagram.com/wiseguru

Facebook -
https://www.facebook.com/thewiseguru
Private Facebook Group - www.facebook.com/groups/aussieexpat

Twitter - @WiseGuru_APAC
https://twitter.com/WiseGuru_APAC

*DISCLAIMER -
The information contained in this video by Dr Andrew Unterweger (and Wise Guru Limited) is for general information purposes only and is not intended to constitute legal, financial or other professional advice and has not been provided with regard to the investment objectives or circumstances of any particular individual. While based on information believed to be reliable, no guarantee is given that it is accurate or complete and no warranties are made by Wise Guru Limited as to the accuracy, completeness or usefulness of any of the information in this publication. The opinions, forecasts, assumptions and estimates (if any) contained in this material are as of the date indicated and are subject to change at any time without prior notice. The information referred to may not be suitable for specific investment objectives, financial situations or individual needs of viewers and should not be relied upon in substitution for the exercise of independent judgment.
Viewers should obtain their own appropriate professional advice. Neither Wise Guru Limited nor other persons shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the information contained in this material. Wise Guru Limited is not under any obligation to update this information to the extent that it is or becomes out of date or incorrect.
*This material may not be reproduced, redistributed, or copied in whole or in part for any purpose without Wise Guru Limited prior written consent.

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Latest Data on the Australian Property Market | February 2023

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Dr Andrew Unterweger MB.BS, CFP, Dip FP, Dip FNS

3mo

In this week's Q&A, we will answer a question from one of our viewers.

"What Comprises the Borrowing Capacity with the Bank, and does it cover property that needs renovation?"

Let's analyse this for us to make informed decisions when planning our property purchase.

If you need clarification on your situation or would like to book a Complimentary Meeting with Dr Andrew Unterweger, please complete the form on the link below:

➡️https://forms.monday.com/forms/a5c0055c9f96eb1d63d7a6196e5b98fd?r=use1

Alternatively, if you would like to ASK A QUESTION for our weekly Q&A feel free to do so on this link ➡️ https://forms.monday.com/forms/34e9b020adf55ce282dd06ba99dbb1f5?r=use1

Website - https://thewiseguru.com/

Aussie Loan Guru Pty Ltd
Australian Credit Licence - 396201

__________________________________________________________________

👆✨Follow Us

LinkedIn - https://www.linkedin.com/in/docunterweger/

Instagram - @wiseguru
https://www.instagram.com/wiseguru

Facebook - https://www.facebook.com/thewiseguru
Private Facebook Group - www.facebook.com/groups/aussieexpat

Twitter - https://twitter.com/WiseGuru_APAC

*DISCLAIMER -
The information contained in this video by Dr Andrew Unterweger (and Wise Guru Limited) is for general information purposes only and is not intended to constitute legal, financial or other professional advice and has not been provided with regard to the investment objectives or circumstances of any particular individual. While based on information believed to be reliable, no guarantee is given that it is accurate or complete and no warranties are made by Wise Guru Limited as to the accuracy, completeness or usefulness of any of the information in this publication. The opinions, forecasts, assumptions and estimates (if any) contained in this material are as of the date indicated and are subject to change at any time without prior notice. The information referred to may not be suitable for specific investment objectives, financial situations or individual needs of viewers and should not be relied upon in substitution for the exercise of independent judgment.
Viewers should obtain their own appropriate professional advice. Neither Wise Guru Limited nor other persons shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the information contained in this material. Wise Guru Limited is not under any obligation to update this information to the extent that it is or becomes out of date or incorrect.
*This material may not be reproduced, redistributed, or copied in whole or in part for any purpose without Wise Guru Limited prior written consent.

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Borrowing for Renovation | Australian Mortgage

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Dr Andrew Unterweger MB.BS, CFP, Dip FP, Dip FNS

3mo

In this week's Q&A, we will answer a question from one of our viewers.

"Should We Buy This Property With Just One Of Our Names Or Both?"

Let's consider what strategy we can implement for a higher borrowing capacity.

If you need clarification on your situation or would like to book a Complimentary Meeting with Dr Andrew Unterweger, please complete the form on the link below:

➡️https://forms.monday.com/forms/a5c0055c9f96eb1d63d7a6196e5b98fd?r=use1

Alternatively, if you would like to ASK A QUESTION for our weekly Q&A feel free to do so on this link ➡️ https://forms.monday.com/forms/34e9b020adf55ce282dd06ba99dbb1f5?r=use1

Website - https://thewiseguru.com/

Aussie Loan Guru Pty Ltd
Australian Credit Licence - 396201

__________________________________________________________________

👆✨Follow Us

LinkedIn - https://www.linkedin.com/in/docunterweger/

Instagram - @wiseguru
https://www.instagram.com/wiseguru

Facebook - https://www.facebook.com/thewiseguru
Private Facebook Group - www.facebook.com/groups/aussieexpat

Twitter - https://twitter.com/WiseGuru_APAC

*DISCLAIMER -
The information contained in this video by Dr Andrew Unterweger (and Wise Guru Limited) is for general information purposes only and is not intended to constitute legal, financial or other professional advice and has not been provided with regard to the investment objectives or circumstances of any particular individual. While based on information believed to be reliable, no guarantee is given that it is accurate or complete and no warranties are made by Wise Guru Limited as to the accuracy, completeness or usefulness of any of the information in this publication. The opinions, forecasts, assumptions and estimates (if any) contained in this material are as of the date indicated and are subject to change at any time without prior notice. The information referred to may not be suitable for specific investment objectives, financial situations or individual needs of viewers and should not be relied upon in substitution for the exercise of independent judgment.
Viewers should obtain their own appropriate professional advice. Neither Wise Guru Limited nor other persons shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the information contained in this material. Wise Guru Limited is not under any obligation to update this information to the extent that it is or becomes out of date or incorrect.
*This material may not be reproduced, redistributed, or copied in whole or in part for any purpose without Wise Guru Limited prior written consent.

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Should We Borrow In Both Names? | Australian Expat Mortgage

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