Unlocking Opportunities: Preparing for Declining Interest Rates

Unlocking Opportunities: Preparing for Declining Interest Rates

In recent years, the real estate sector and borrowers alike have grappled with the relentless rise of interest rates, significantly impacting many Australians ability to enter the housing market amidst limited supply. However, amidst this economic flux, signs point to a potential reversal: as forthcoming rate cuts could ignite another wave of property price increases…

Sydney’s Blue-Chip Property Continues To Hold Up

Sydney’s Blue-Chip Property Continues To Hold Up

After six months of price declines across Sydney, the signs are now starting to look a lot more promising, particularly in the upper end of the property market. The latest data from CoreLogic shows that over the month of February, property prices in Sydney increased by 0.3 per cent. This is on the back of…

Why Falling Clearance Rates are a Good Thing for Property Markets

Why Falling Clearance Rates are a Good Thing for Property Markets

Over the past few weeks, we’ve slowly started to see auction clearance rates across Sydney and Melbourne begin to fall as significant new listings have hit the market. This has coincided with the removal of lockdowns in NSW, Victoria and the ACT and the onset of the seasonally strong spring selling season. While the mainstream…

The Perfect Storm for Borrowers and Property Investors
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The Perfect Storm for Borrowers and Property Investors

It appears as though the Government and the RBA are pulling out all stops in a bid to get people to borrow, invest and spend money to stimulate the economy and create employment. The latest decision by the RBA to slash interest rates to a record low 0.1 per cent and embark on a range of QE…

House Prices Continue to Defy the Critics
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House Prices Continue to Defy the Critics

The latest house price data from CoreLogic has been released and it’s showing what many in the real estate industry have known for some time, that house prices are starting to climb in six out of eight of our capital cities and across many non-metro markets. Earlier in the year, when COVID was just starting…

Moving From Responsible to Sensible & Responsible Lending
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Moving From Responsible to Sensible & Responsible Lending

On Friday, the Federal Government announced the biggest change to lending standards we’ve seen since the GFC and it could make finance a lot easier to obtain for property investors. Treasurer Josh Frydenberg is poised to put some of the responsibility back on the borrower and away from the lender in a move that aims…

It’s Not All Doom and Gloom for Property Markets
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It’s Not All Doom and Gloom for Property Markets

Despite the ongoing media speculation about large 30% plus falls in house prices, there are still plenty of strong residential property markets across the country. Of the nation’s 15 market jurisdictions (8 capital cities and 7 regional markets), 11 have house prices higher than they were at the start of the year Interestingly, some of the…

Are the Numbers Telling Us the Whole Story?
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Are the Numbers Telling Us the Whole Story?

As Melbourne heads back into lockdown, the headlines are still painting a very negative picture for the Australian property market as a whole. The latest data from CoreLogic is suggesting that house values have fallen modestly over the past two months and now with limited auction activity in Melbourne for the foreseeable future that could…

Buying Off-the-Plan or Building a New Home in Today’s Market
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Buying Off-the-Plan or Building a New Home in Today’s Market

With the announcement of the HomeBuilder package from the Federal Government and a host of other incentives being offered by various State Governments, building a new home or buying off the plan has just become a lot more popular. However, when looking to buy off the plan Brisbane or building a new dwelling, there are…

As Property Prices Rise Can Sellers Meet Buyer Demand?
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As Property Prices Rise Can Sellers Meet Buyer Demand?

2019 has started to look like a tale of two halves. In the early part of the year, property pundits were doom and gloom as the political and regulatory fallout from the most recent housing boom weighed heavily on market sentiment. APRA had been hard on lenders and that was keeping borrowers under wraps. At…

Will Brisbane Be the Big Winner from the Sydney Boom?
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Will Brisbane Be the Big Winner from the Sydney Boom?

When asked most people would consider Sydney to be a far stronger economy than Brisbane, with far higher wages. Sydney is a global city by most measures, not dissimilar to the likes of New York or London. Sydney is one of the economic powerhouses of Australia and along with Melbourne is growing at a rapid…

Is Australian Off-The-Plan Property Investment For You?
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Is Australian Off-The-Plan Property Investment For You?

Investing in a property in another country is a leap that requires trust and confidence. Investing in Australian residential property developments from abroad remains a popular choice for many Singaporean residents and Australian expats, but, increasingly these investors are shying away from mass market properties and unit developments in favour of unique, boutique apartments purchased…

Australia’s economy is on a roll – Have Australian Interest Rates bottomed?
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Australia’s economy is on a roll – Have Australian Interest Rates bottomed?

Australia’s economy on a roll, thanks to state governments Economist, AFR Mar 10 2017 Property developers are building more houses, farmers are exporting more food and foreigners are paying more visits. Brendon Thorne Gold rush in the late 19th century so enriched Charters Towers, an outback town in the state of Queensland, that it opened its…

Start investing in property at a young age. These are the steps you need to take!
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Start investing in property at a young age. These are the steps you need to take!

Any seasoned investor knows that the younger you begin investing in property the better the financial gains will be down the road. Eager young investors are well-placed to reap the many benefits of property investment which continues to retain great appeal with Australians. It is reported that at least 20 percent of Australians are property…

Wishing you all a very Happy and Prosperous 2017
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Wishing you all a very Happy and Prosperous 2017

I would like to wish you a very Happy New Year and a prosperous 2017 ahead and let’s enjoy the festive season before we start afresh again. I think we should all be grateful that we have come through a year that had some nasty surprise outcomes for investment markets which didn’t really have any…

A Newbies Guide To Navigating The Australian Property Investment Market And How To Invest With Confidence
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A Newbies Guide To Navigating The Australian Property Investment Market And How To Invest With Confidence

It is common for new property investors to feel overwhelmed when thinking that property investment might be the way that they achieve their wealth creation goals. In order to invest with confidence you need to calm or control as best you can any fears you might have. This is more easily done with the right…

Commercial property fortunes in Sydney eclipses Singapore’s softening rental market
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Commercial property fortunes in Sydney eclipses Singapore’s softening rental market

Singapore or Sydney? Both are world-class cities for both residential and commercial property investment. But in the world of real estate not all things are created equal. Statistics have revealed that Sydney ranks as the second most favoured city in the Asia Pacific area for commercial real estate, placing it above Singapore. The increased activity…

Buy things that Central Bankers haven’t been buying
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Buy things that Central Bankers haven’t been buying

It’s been an interesting time since the last news article went out where the saying “Much ado about nothing” could be viewed as a paradox. We have seen global markets continue their run of serenity in a world that seems to becoming ever more challenging for investment professionals and investors alike. The VIX or global volatility…

The New RBA 1.5% Rate: What This means for Australian Property Investors
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The New RBA 1.5% Rate: What This means for Australian Property Investors

As I speculated last Monday, the June quarter CPI report gave the Governor enough ammunition to act. The Reserve Bank said a rate cut will create “room for even stronger growth” as the inflation rate is set to remain below its target range and risks in the housing market abate. Read more.. The Reserve Bank…

The Post Budget and pre-Election update
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The Post Budget and pre-Election update

Hi Everyone, As we head into the end of the Financial Year for 2016 in Australia, I think it is worth looking at some of the perhaps surprising data that has appeared. Australia’s economy added jobs in April and the unemployment rate held at a 2 1/2 year low of 5.7 % as the number…

6 Steps to Get Started Investing in Property
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6 Steps to Get Started Investing in Property

For the majority of us, we’ve all considered investing in property but may not know where to start. Our goal at Wise Guru is to ensure that our clients are educated and empowered to make informed decisions when it comes to investing. As a result, we’ve put together our top 6 steps to get started…

Investing in Property for Your Retirement
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Investing in Property for Your Retirement

If you’re an Australian expat living and working in Singapore, without mandatory superannuation contributions, it’s important that you have an alternative retirement strategy in place. Investing in property can be a highly profitable strategy. With property prices in Australia climbing by approximately 10% in 2015, it’s no surprise that many are using residential property to…

5 TOP TIPS for International Investors in Australian Property
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5 TOP TIPS for International Investors in Australian Property

Australian property is a popular destination for international investors looking for lower risk and consistent capital growth. We’ve outlined 5 top tips as a guide for international buyers looking to get started in investing in Australian residential property. 1. Yield or Capital Growth Rental yields in Australia will tend to range between 3 – 5%,…

‘The New Normal’ – The Future for Australia’s Interest Rates
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‘The New Normal’ – The Future for Australia’s Interest Rates

I thought it would be relevant to share my thoughts about this concept that I keep hearing over and over from Fund Managers (especially in the Fixed Income markets) that we have entered a “New Age” of lower rates for longer. My experience in the past is that every cycle brings about this paradigm shift…